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Georgia Uninsured Motorist – Atlanta Injury Lawyer
If you are involved in an accident caused by another driver and the at fault driver does not have insurance or the at fault driver’s insurance is insufficient to pay for the damages and injuries that you may have suffered from the accident, then your insurance policy may pay for the damages and injuries if your insurance policy has an uninsured motorist coverage. Your uninsured motorist coverage will also pay for damages and bodily injuries in case of a hit and run accident where the identity of the at fault driver remains unknown. Contact the Atlanta injury lawyer at Zeribe Law Offices, today. When you are involved in an auto accident, you can claim compensation from the at fault driver’s insurance company. But when the at fault driver does not have insurance or has insufficient insurance to pay the compensation, then you can claim compensation from your own insurance company. Generally your insurance policy will have an uninsured motorist insurance clause. In fact it is a legal requirement in many states. The exact requirements will depend on your state law. In some states you must have uninsured motorist insurance that covers bodily injury caused by an uninsured or underinsured motorists while in other states you must have uninsured motorist coverage against property damage caused by an uninsured or underinsured motorist. When the at fault motorist is underinsured, the insurance company will pay the difference between the claim and the insurance coverage of the at fault motorist. Contact the Atlanta injury lawyer at Zeribe Law Offices, today. The exact procedure for claiming uninsured motorist insurance is governed by state law. Sometimes you may have to file a lawsuit against the uninsured motorist and obtain a decree against the uninsured motorist before making a claim with the insurance company. In some states, you may have to file a lawsuit but you need not obtain a decree against the uninsured motorist. Depending on the state law, you may or may not have to make the insurance company a party to the lawsuit. Contact the Atlanta injury lawyer at Zeribe Law Offices, today. Making an uninsured motorist claim is complex. Consult with an experienced accident lawyer if you have been injured in an accident caused by an uninsured or underinsured motorist. The lawyer can review the terms of your insurance policy and advise you on your eligibility for seeking compensation from your insurance company. Generally you must submit your claim to your insurance company on the prescribed form. If your insurance policy has lapsed or expired at the time of the accident, you cannot seek compensation under the policy. Your policy must be valid at the time of the accident. An experienced accident lawyer can assist you with your uninsured motorist insurance claim. Once you have submitted your claim form you will be contacted by an insurance adjuster. The insurance adjuster will then submit a report to the insurance company. The insurance company will then either reject your claim or make an offer. If they make an offer, the offer will generally be less than the amount you are claiming. You can then negotiate with the insurance company and ask for an increase in the offer. If you are lucky, your insurance company may increase its offer but most insurance companies adopt a take it or leave it policy. Instead when you have an experienced accidents lawyer dealing with the insurance company on your behalf, you can rest assured that you will get the amount you are rightly entitled to. Contact the Atlanta injury lawyer at Zeribe Law Offices, today.